Conventional Loans
 Fixed Interest Rates 30, 20, 15, 10 Years
 Adjustable Rate Mortgage (ARM) 1year 3/1, 5/1, 7/1,10/1
 Interest Only Mortgages
 No Mortgage Insurance Loan (Lender Paid MI)
 
Highrise, Midrise and low rise Condos
Warrantable and None Warrantable
 
Fixed 30, 20 & 15 Years
ARM 1year  5/1 & 7/1 
 
Fixed Rates
ARM
Interest Only

Our Loan Programs

Interest Rates

30 Year Fixed      

 15 Year Fixed             

Why US

We are experienced and professional at what we do

We are committed to providing our clients with excellent service

We will guide you through the loan transaction and make sure  you are well informed during the whole process

We offer loan programs to fit your personal needs

We offer low interest rates with no hidden costs

We take a pride of our high quality customer service

We personally answer our phone lines ( no automated phones)

Our loans processed in our office we do not contact to outside processing  service

Find out more about us

Don't wait for the rates to get higher! Apply Today

Whether you're searching to purchase a home to refinance or looking for your first home,  Capital Trust  Mortgage can help you save both time and money. We have loan programs to fit your personal mortgage financial needs. We offer many products for you to choose from such as  fixed, adjustable and interest only rate mortgages. This gives us the  opportunity to assist you in achieving your American dream
 
Capital Trust Mortgage originate mortgage loans for purchase or refinance of primary homes, second, homes, and residential investment properties. We offer mortgage loans that are right for you such as Conventional, FHA, VA, Jumbo, and Foreign National borrowers loans, with fixed rates, adjustable rates, interest only, fully amortized and no mortgage insurance loans. Even if you have foreclosure, short sale or bankruptcy we have a loan programs for you

 

24 Years Anniversary

We are celebrating our 24th  Year Anniversary and we are thankful and grateful to our clients who kept us in business for those past 24 years, we could not be here without you. Also, we are thankful to our Miami Real Estate professionals and to our Florida Real Estate professionals who trusted in our services over the years. We will do everything in our power to keep providing our client with an exceptional services and products for many more years to come.

FHA
Fixed
ARM
HUD Repo $100 down
 
VA
Fixed Rate
ARM
Interest Rate Reduction Refinance
  
Self Employed Borrower Bank Statement Income Program
Investors Loan Program
  
Slow Credit
Short Sale ,  Foreclosures, Bankruptcy
  
Home Equity Line of Credit   -    call us for info