Self-Employed Bank Statement Income Loan Program 

Now self-employed borrowers don’t have to jump through hoops to make a loan program work for them.

This loan program  is exclusively for self-employed borrowers with substantial reserves and a stable income. No tax returns or tax transcripts are required since income is conveniently supported by deposits from either personal or business bank statements.

• Up to $3 Million loan amounts

 • Owner Occupied, 2nd home and investment

• Loan amount up to 80% of property value

• First time homebuyers 

• No tax returns required

• For self-employed borrowers only

Alternative Loan Programs 

Investor Loan Program


This loan program is for a real estate investor who wants to purchase or refinance real estate property based on the property cash flow income.

  • Qualification based on property cash flow
  • Loan amount up to 75% of the property value
  • Loans up to $1 million
  • Credit scores down to 660
  • 2 years seasoning for foreclosure, short sale, or bankruptcy
  • Must have current mortgage
  • 1-4 units and condos
  • Seller concessions up to 2%