10% Down Payment Condo Loans

No HOA Reserves and No Condo Questionnaire

 This loan program is designed to overcome those condominium associations which do not meet the budget reserves requirements for conventional mortgage loan. This loan program  is a combination of a first conventional loan and second home equity line of credit be used for primary residence only.


Primary Residence Only

10% Down Payment

Minimum credit score 700

No Mortgage Insurance

No HOA Questionnaire

No HOA Reserve Document

No HOA Budget or Financial Documents


Condominium Loans

We offer a wide range of condo mortgage loan programs to meet your need. Our condo loan programs include conventional loans, jumbo loans up to 20 million dollars, FHA and VA qualified properties and none warrantable condos.  

Highrise building

Mixed use condo buildings



None Warrantable condos

Foreign National buyers condo loans