Capital Trust Mortgage originates mortgage loans for purchase or refinance of primary homes, second homes, and investment properties. We offer mortgage loans that are right for you, such as Conventional, Jumbo, No Income - No Employment Verification, FHA, VA, Self-Employed, and Foreign National loans. Those loan programs include fixed rates, adjustable rates, interest only, fully amortized and no mortgage insurance. We have loans for you even if you have foreclosure, short sale or bankruptcy.
Program Rate APR 30 Yr Fixed 3.625% 3.678%15 Yr Fixed 2.875% 2.968%
Jumbo Interest Rates
Program Rate Points APR 30 Yr Fixed 4.125% 1% 4.259%15 Yr Fixed 3.75% 1% 3.986%
As of 1/12/2021
The above conventional interest rates are based on a purchase or rate and term refinance for primary residance with loan amounts from $300,000 to $647,200, loan to value 80% and minimum credit score 780. The Jumbo linterst rates are based on loan amount from $647,201 to $1,000,000, loan to value 80% and minimum credit score 800. Please call for exact rates on your loan amount. Interest rates are based on 30 days lock pricing. Interest rates are subject to change without notice
We have been established since 1995 and celebrating our 26th Year Anniversary. We are thankful to our clients who kept us in business for the past 25 years, we would not be here without you.