VA Loans
- Purchase with 0% down
- Refinance
- Fixed Rate
- ARM
- Interest Reduction Refinance
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What is a VA Loan?
Congress created the VA Loan Guaranty Program in 1944 to help returning service members achieve the dream of home ownership. Since then, the Department of Veterans Affairs has helped millions of military members purchase homes. A VA loan is perhaps the most powerful and flexible lending option on the market today. Rather than issue loans, the VA instead pledges to repay about a quarter of every loan it guarantees in the unlikely event the borrower defaults. That guarantee gives VA-approved lenders greater protection when lending to military borrowers and often leads to highly competitive rates and terms for qualified veterans.
Congress created the VA Loan Guaranty Program in 1944 to help returning service members achieve the dream of home ownership. Since then, the Department of Veterans Affairs has helped millions of military members purchase homes. A VA loan is perhaps the most powerful and flexible lending option on the market today. Rather than issue loans, the VA instead pledges to repay about a quarter of every loan it guarantees in the unlikely event the borrower defaults. That guarantee gives VA-approved lenders greater protection when lending to military borrowers and often leads to highly competitive rates and terms for qualified veterans.