Pre Approval Loan Program
Four Reasons to use Pre-Approval Plus
- Because you're pre-approved, you'll be in a much stronger position in negotiating and presenting your offer to the seller. Sellers are much more likely to consider your offer first...because your loan is already approved. They know you're ready to buy.
- Your Realtor will be motivated to work harder for you. Again, because your loan has already been approved, your Realtor will know exactly how much you can afford to spend. So they can search far more effectively for just the right home.
- A Capital Trust Mortgage Corp. Pre-Approval Plus will help you be more efficient in your personal search for a new home, too. When your loan is approved, you'll get a certificate and written loan commitment from us. This tells you the maximum amount you can borrow. Finding your new home will be much easier when you know the price range of home that fits within your budget.
- A Pre-Approval Plus also saves you time. Once you've found a new home and your offer has been accepted by the seller, you'll be able to close the sale within few weeks.