Condo Loans

We offer a wide range of condo mortgage loan programs to meet your need. Our condo loan programs include conventional loans, jumbo loans up to 20 million dollars, FHA and VA qualified properties and none warrantable condos. 10% Down Payment Condo Loans
No HOA Reserves and No Condo Questionnaire

This loan program is designed to overcome those condominium associations which do not meet the budget reserves requirements for conventional mortgage loan. This loan program is a combination of a first conventional loan and second home equity line of credit be used for primary residence only.
  • Primary Residence Only
  • 10% Down Payment
  • Minimum credit score 700
  • No Mortgage Insurance
  • No HOA Questionnaire
  • No HOA Reserve Document
  • No HOA Budget or Financial Documents
  • Mixed use condo buildings
  • Conventional
  • Jumbo
  • None Warrantable condos
  • Foreign National buyers condo loans
Address
Capital Trust Mortgage Corp.
7765 SW 87 Avenue, Suite 207
Miami, FL 33173
NMLS # 322180
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Certain restrictions applies loan programs and interest rates are subject to change without a notice. The interest rates are based on conventional loans for purchase or rate and term refinance for primary residence with loan amounts from $300,000 to $548,250, loan to value 80% and minimum credit score 780. Please call for exact rates on your loan amount. Interest rates are subject to change without notice.